Dallas Home Mortgage Expert

Helping you and your family achieve the dream of homeownership.

Apply Online Questions?
Jane Mortgage

Jane Mortgage

Senior Loan Officer

(888) 123-4567
NMLS #123456

Which Home Loan is Right for You?

3 of the most popular Dallas home loans we provide here at Schmidt Mortgage Dallas are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Dallas home mortgage products we offer, please click below.

Conventional Home Loans Dallas

Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.

  • Lower Rates
  • Flexible Terms
  • Fixed or Adjustable
Conventional Loans

FHA Home Loans Dallas

This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.

  • Lower Credit Requirements
  • Smaller Down Payment
  • Competitive Rates
FHA Loans

VA Home Loans Dallas

Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.

  • 0% Down Payment
  • No Mortage Insurance
  • No Prepayment Penalties
VA Loans

Calculate Your Mortgage

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

What's Your Home Worth?

Embracing the Summer May 24, 2024

Embracing the Summer

New Experiences to Enrich Your Season As the days grow longer and the sun shines brighter, summer presents a perfect opportunity to break away from routine and try something new. Whether you’re looking to explore the great outdoors, cultivate a new hobby, or simply make the most of your leisure time, here are some exciting […]

Should You Get Artificial Grass? May 17, 2024

Should You Get Artificial Grass?

Weighing the Pros and Cons for Homeowners In recent years, artificial grass has gained popularity among homeowners looking to enhance their outdoor spaces with a low-maintenance, aesthetically pleasing option. While the idea of a lush, green lawn without the hassle of mowing, watering, and fertilizing is enticing, it’s important to consider both the benefits and […]

The Difference Between Home Warranty and Homeowners Insurance May 10, 2024

The Difference Between Home Warranty and Homeowners Insurance

Navigating Home Protection Options Owning a home is a monumental milestone, but it also comes with its fair share of responsibilities and decisions. Among these decisions, understanding the nuances between a home warranty and homeowners insurance is crucial. While both serve to protect your home and its contents, they address different aspects of homeownership. Let’s […]

Summer Vacation Ideas Across the United States May 3, 2024

Summer Vacation Ideas Across the United States

Go Explore America As the days grow longer and the temperatures rise, it’s time to start planning your summer vacation in the United States. From stunning national parks to vibrant cities and scenic coastlines, the USA offers endless opportunities for adventure and exploration. Whether you’re a nature lover, history buff, or thrill-seeker, there’s a perfect […]

X
Contact Jane Mortgage

Jane Mortgage - Senior Loan Officer

NMLS# 123456

(888) 123-4567

15301 Spectrum Drive #405 Addison, TX 75001

Get Directions