3 of the most popular Dallas home loans we provide here at Schmidt Mortgage Dallas are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Dallas home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
March 22, 2025As temperatures start to rise, homeowners across the country begin relying on their air conditioning systems to keep their homes comfortable. However, after months of inactivity, your AC unit may not be in top shape. That’s why scheduling a tune-up before summer is crucial. A well-maintained air conditioning system not only ensures efficiency but also […]
March 14, 2025Finding Agents, Brokers, and Navigating the Process Buying your first home is an exciting milestone, but it can also feel overwhelming if you’re unfamiliar with the process. With the right knowledge and preparation, you can make informed decisions and reduce stress. Here’s a comprehensive guide to help you find a trustworthy real estate agent and […]
March 7, 2025The rainy season can be a blessing for gardens and water reservoirs, but for homeowners, it brings the risk of water damage. Heavy rainfall can lead to leaks, flooding, mold growth, and structural deterioration if precautions are not taken. Fortunately, with some preventative measures and timely repairs, you can safeguard your home from costly water-related […]
March 1, 2025Owning a home has long been considered a cornerstone of the American Dream, and for good reason. Beyond providing a place to live, homeownership offers financial stability, wealth-building opportunities, and personal fulfillment. While the process of buying a home can seem daunting, understanding the benefits and taking strategic steps can help you achieve this rewarding […]
