3 of the most popular Dallas home loans we provide here at Click N Close Dallas are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Dallas home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
September 4, 2026Freddie Mac’s Primary Mortgage Market Survey put the average 30-year fixed rate at 6.71% for the week of September 3, 2026. That is up from 6.66% the week before, and it is the highest Freddie Mac has printed since July 2025. The 15-year fixed also moved higher, to 6.04% from 5.98%. A year ago the […]
August 28, 2026Census data shows builders sitting on nearly 10 months of inventory while existing-home supply is still tight. Here is how that split changes shopping, pricing, and concessions.
If you’ve been watching the housing market this summer with one eye open and the other firmly shut in self-defense, we don’t blame you. August 2026 has brought some interesting developments that are worth understanding—especially if you’re thinking about making a move before the leaves start falling. Let’s break down what’s actually happening out there […]
If you’ve been watching the housing market from the sidelines, waiting for the “perfect moment” to make your move, you’re not alone. But here’s the thing about perfect moments—they rarely announce themselves with fireworks and a marching band. Sometimes they slip in quietly during an unassuming summer month when everyone else is at the beach. […]